🔍 Ripple & XRP Mid‑July 2025 Update

The market responded positively: XRP rallied ~3–4%, testing resistance at ~$2.33

Ripple's stablecoin, RLUSD, has now surpassed $500 million in circulation, marking a major milestone. Adding to the momentum, Bank of New York Mellon has joined as a custodian—signaling increasing institutional engagement.

Such developments are critical for stablecoin trust and scalability, supporting Ripple's broader strategy of becoming a regulated financial infrastructure firm.

Ripple now holds over 55 money transmitter licenses (MTLs) across the U.S., including key markets like New York and Texas. Major banks and institutions—such as Bank of America and Santander—now have the regulatory pathway to integrate XRP and RLUSD into their infrastructure.

Additionally, Ripple's acquisition of Hidden Road (prime dealer access) and partnerships streamline institutional access to U.S. Treasury markets.

• Charter Decision – Will the OCC grant the national bank charter? Approval could be a bullish catalyst.

• Fed Master Account – Direct Fed reserves = core foundation for traditional integration.

• Institutional Roll-Out – Watch for announcements from BNY Mellon or other banks about using RLUSD/XRP.

• XRP Technicals – Overcoming resistance at ~$2.33 may open the path toward $2.50+ or higher.

This is educational content based on public sources. It is not financial advice. Always do your own research and consult licensed financial advisors before making investment decisions.